I must say, I was a little worried about this. My understanding is that an insurance company has to cover an adopted child the same way they would one born to us. But, they didn't accept Malachi. We changed companies right in the middle of bringing him home. I guess that's why they didn't have to cover him. Go figure!?!
It's a long shot for sure, but we are going to apply for a grant to Shoshanna's Hope. It can't hurt to try and we'll never know if we don't.